DRL Holdings

Lender Intelligence

A takeover baseline for distressed SNF collateral — in days, not months.

Documentation-backed revenue and audit exposure that stands up before a judge, a lender, or a creditors’ committee. Nothing invented. Every finding cited to the source note.

The gap

The chart already holds the answers your underwriting cannot see.

Distressed skilled nursing facilities, receiver engagements, and special-servicer work share the same blind spot: earned revenue never billed, and audit exposure that has not surfaced yet — both buried in physician notes, nursing notes, therapy documentation, and the MAR.

Traditional diligence reads financials and surveys. Lender Intelligence reads the charts the way an auditor does, so collateral risk and recovery potential are evidenced before transition closes.

  • Week-one clarity Baseline earned-but-unbilled opportunity and documentation risk before the census is finished.
  • Court-ready findings Only ICD-10-CM opportunities already supported on file — decision-support your clinicians validate.
  • Audit foresight Compliance Shield maps weak documentation and pre-builds defense language for ADR, TPE, and UPIC.

What you receive

Recovery, defense, and training that survive transition

Built for receivers, interim managers, special servicers, and capital partners who need a defensible read — not a dashboard guess.

Defensible recovery map

Cited to note · date · clinician

Nothing invented, nothing upcoded. Every finding is an ICD-10-CM opportunity already supported by existing documentation — the kind of revenue improvement that survives lender, court, and creditors’ committee scrutiny.

Compliance Shield

ADR · TPE · UPIC ready

Surfaces where documentation is weakest and pre-builds the defense language MAC reviewers expect — so an audit becomes a managed event, not a surprise mid-receivership.

Role-specific staff training

Holds after transition

Charting lessons tied to each finding — what was written versus what to write next time — so documentation improves under interim management and holds after the building changes hands.

Cross-EMR, no IT project

One chart export

One Medicare Part A chart export from any major EHR. No integration project in a building that cannot absorb one. Each facility’s data stays its own — nothing exposed across buildings or engagements.

Who it’s for

Built for the people holding the risk

Lenders & special servicers

Collateral diligence that reads clinical documentation risk and recovery — not only covenants and census.

Receivers & interim managers

Week-one chart intelligence for distressed SNFs — earned-but-unbilled revenue and audit exposure, cited to the source note.

Creditors’ committees & counsel

Evidence that stands in front of a judge: documented findings, flat-fee engagement, Anti-Kickback-clean structure.

Guardrails

Clean for healthcare. Defensible for capital.

Flat fees by bed count — never a percentage of recovery. BAA before PHI. HIPAA and HITECH throughout. Findings are decision-support; facility clinicians validate every change before it touches billing.

  • Anti-Kickback clean No revenue share. No per-code bounty.
  • BAA before PHI Upload unlocks only after BAA and onboarding.
  • Facility isolation Each building’s chart stays its own — across engagements.

Next step

Prove it on one stay before you trust the book.

Pick one facility. We review one Medicare Part A stay at no cost — BAA first, findings in days, every recommendation verifiable by your own clinical team.